If you are still using cash for the payment then you are doing an ancient move. Now, it is too much odd to pay someone through cash and carry the cash with you is also not safe. In the ancient time people user barter system to pay someone after that, for a long time we use cash for the payment. But now, people are using technology for the payment. Payment through a technology called “digital wallet”. You can deposit your cash in your digital account and can easily pay to anyone.
The idea of “digital wallet” was introduced many years ago and finally, it is now be used through your mobile phones. You can easily make payments through the apps on your smartphone. You can make any kind of transaction to any kind of account through mobile. Whether you need to pay electricity bills, or need to pay the school fee – you can easily make it through mobiles. It is too much easy for the Android phone user to do the payment because of free paid apps. You can easily find best free android apps for payment on the Google Play Store.
Top 5 Mobile Payment Apps for Android
This app has some unique features, you can easily pay to your friends and family directly through your bank account. If you own an account in the bank then you can easily make the payments through that account in the same day (isn’t this interesting?). Not every bank participate with this app, but most of the top banks have joined it and is now easy for those bank customers to pay through the Zelle Mobile App.
You don’t need to install the banking app for this, just install this app and you can connect your bank account with it. It is totally free to send or receive payments through this app perhaps some of the apps deduct a small amount of transaction. Just set up a primary account in the Zelle app and make the payment whenever you want.
The featured mobile payment app for the android phone is Google Pay and it comes by default in the Android system. This online payment method is acceptable in many online and retailers shop. This app is more secure for the payment then the credit card payment. Google pay is a secured app because of the multi-layer security encryption.
All major payment service providers like American Express, Citi, and Discover etc. are connected with the Google Pay. If you are using any other payment service like PayPal, then you can connect it your Google Pay account easily through Visa Checkout.
If you want to send money directly to a user or person then you need to install Google Pay Send for this purpose.
Venmo is also a smartphone payment app. You just need to create an account on it by email or by using the Facebook account. After creating the account, you need to connect it with your credit card or bank account. From this app, you can send or receive money from any Venmo user. You can send through your phone number, email, to your Facebook friends and to your phone contacts. If you send someone who is not on Venmo then they will get a notification to install this app.
Venmo is very useful for online payment but a few of service providers and retailers accept this service. If you are sending money through credit card then they will charge 3% of the total amount otherwise it is free for all to send and receive payments.
Square cash does the same thing as Venmo but it is missing the social feature. You can send/receive money, ask for payment from anyone on Square Cash. The payment will get from your linked bank account or from your debit card. Square Cash recently added a new feature to buy and sell bitcoin which makes this app more popular than any other payment app.
When it comes to online payment, Paypal is king around the world and with their mobile app, you can do the payment anywhere to anyone. Now a days they are working on person-to-person payment and get into retails payment space.
The worst part of the PayPal is the fees. It is not easy to understand the fees because it is too many from their side. It deducts amount weather you are buying something online or payment for some other purpose. But if you are making payment through your bank account then it will not charge any fees. But if you are doing this with debit card then it will charge a tiny amount but keep in mind that this process takes up-to 30 minutes.